Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Montreat is a town in Buncombe County, North Carolina, United States. The population was 696 in 2008. It is part of the Asheville Metropolitan Statistical Area. The town is best known for Montreat Conference Center, Montreat College, and for being the home of evangelist Billy Graham and his late wife Ruth Bell Graham.