Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Point Harbor, North Carolina is an unincorporated community located in Currituck County, North Carolina. The community is unincorporated but has an estimated permanent population of about 100. The community, along with Southern Shores, border towns to the main bridge that crosses the Currituck Sound. Point Harbor is best known for being "America's Home Town. " Also, Point Harbor has had a thriving music scene since 1999.