Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Ridgecrest is an unincorporated settlement in eastern Buncombe County, North Carolina, off of Interstate 40/U.S. Route 70, in eastern Buncombe County. The community is part of the Asheville Metropolitan Statistical Area. It is also home to Ridgecrest Camp for Boys and Crestridge Camp for Girls, two large and successful Christian summer camps.