Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Ruffin is an unincorporated community located in Rockingham County, North Carolina. It is northeast of Reidsville, North Carolina and southwest of Danville, Virginia just off US 29. It has a population of 2,116. Neighboring communities and municipalities include Reidsville, Eden, Pelham, Casville, and Wentworth. Ruffin hosts its Whistlestop Jubilee every fall. It has the Ruffin United Methodist Church, Ruffin Stacey Baptist Church and a few others in the community. The community is named after the 1850's pro-slavery activist Edmund Ruffin. .