Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Salisbury is a city in Rowan County in North Carolina, a state of the United States of America. The population was 26,462 in 2000. It is the county seat of Rowan County. Salisbury is the home to famed North Carolina soft drink, Cheerwine, and the regional supermarket Food Lion. Salisbury is the birthplace of former US Senator Elizabeth Dole, financier and philanthropist Julian H. Robertson and retired NBA player Bobby Jackson. Salisbury is the site of a noted prisoner of war camp during the American Civil War and has a large historic home district with many large mansions, several of which are on the National Register of Historic Places. Salisbury also has a strong record of historic preservation.