Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Saluda is a city in Henderson and Polk counties in the U.S. state of North Carolina. The population was 575 at the 2000 census. Saluda is famous for sitting at the top of the Norfolk Southern Railway's Saluda Grade, the steepest standard gauge railroad line in the United States. The main street has been improved since 1995 with new restaurants and art galleries. Tourists and cyclists are common on summer and fall weekends. The town festival is named Coon Dog Day, after raccoon hunting dogs. Their fire department is the first department in Polk County that received heavy rescue achievement. They have around 10 trucks, and a good staff along with a supposedly excellent dive team. There are 8 certified members. The Henderson County portion of Saluda is part of the Asheville Metropolitan Statistical Area.