Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Semora is an unincorporated community in Caswell County, North Carolina. It lies just northwest of Hyco Lake and has some presence in Person County. Semora is home to one of the oldest churches in North Carolina: Red House Presbyterian Church. Neighboring North Carolina communities and municipalities include: Yanceyville, Milton, Roxboro, Leasburg, and Blanche. Alton, Viginia, is a neighbor to the north. The population was 1,576 at the 2000 census.