Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Whittier was a small town, founded in 1881 by Clark Whittier when he purchased 60,000 acres (240 km²) of land in the area, and is now an unincorporated community in western North Carolina. It was incorporated as a town from 1887 to 1933, when the Great Depression took the lumber industry boom (which began in the 1900s) down with it. The town was located on the railroad and the Tuckasegee River, between Bryson City downstream to the west, and Dillsboro upstream to the southeast. It straddles the county line between Jackson County to its east and Swain County to the west.