15 U.S.C. § 1692H
Section 1692h · Multiple debts
This is the Fair Debt Collection Practices Act
Amended 1 time on record
Applied in 6 court decisions — leading case Camacho v. Bridgeport Financial Inc. (2005)
Most recently applied in McDermott v. Marcus, Errico, Emmer & Brooks, P.C. (December 2014)
If any consumer owes multiple debts and makes any single payment to any debt collector with respect to such debts, such debt collector may not apply such payment to any debt which is disputed by the consumer and, where applicable, shall apply such payment in accordance with the consumer's directions.