Chapter

Regulated Activities

Conn. Gen. Stat. § 36a-645— (Formerly Sec. 36-243a). Definitions
Conn. Gen. Stat. § 36a-646— (Formerly Sec. 36-243b). Prohibited acts
Conn. Gen. Stat. § 36a-647— (Formerly Sec. 36-243c). Enforcement powers of commissioner. Regulations
Conn. Gen. Stat. § 36a-648— Abusive, harassing, fraudulent, deceptive or misleading debt collection practices. Liability. Exemptions. Limitations on actions
Conn. Gen. Stat. § 36a-648a— Credit card debt collection actions against parents or legal guardians of students
Conn. Gen. Stat. § 36a-649— Definitions
Conn. Gen. Stat. § 36a-650— Civil liability re coerced debt
Conn. Gen. Stat. § 36a-651— Suspension of collection activities and review by claimant. Determination by claimant
Conn. Gen. Stat. § 36a-652
Conn. Gen. Stat. § 36a-655— (Formerly Sec. 36-364). Definitions
Conn. Gen. Stat. § 36a-656— (Formerly Sec. 36-365). License requirements and fees. Required system filings. Authority of commissioner to conduct criminal history records checks and deny application for license. Renewal of license. Automatic suspension of license
Conn. Gen. Stat. § 36a-657— (Formerly Sec. 36-369). Suspension, revocation or refusal to renew license or taking of other action. Enforcement powers of commissioner. Removal from office and from employment or retention. Temporary order to cease business
Conn. Gen. Stat. § 36a-658— (Formerly Sec. 36-370). License required. Change in control persons, name or place of business. Use of name. Automatic suspension of license. Surrender of license. Required system filing or notice to commissioner. Unique identifier of license. Advertising of license
Conn. Gen. Stat. § 36a-659— (Formerly Sec. 36-372). Separate bank account for benefit of debtors. Books and records
Conn. Gen. Stat. § 36a-660— (Formerly Sec. 36-375). Licensee's duties. Written agreement required
Conn. Gen. Stat. § 36a-661— (Formerly Sec. 36-376). Prohibited acts
Conn. Gen. Stat. § 36a-661a— Written agreement voidable. Licensee claims for restitution
Conn. Gen. Stat. § 36a-662— (Formerly Sec. 36-377). Regulations
Conn. Gen. Stat. § 36a-663— (Formerly Sec. 36-378). Exceptions
Conn. Gen. Stat. § 36a-664— (Formerly Sec. 36-380). Surety bond required. Form of surety bond. Cancellation of bond. Notice. Automatic suspension of license. Notice. Opportunity for hearing
Conn. Gen. Stat. § 36a-665— (Formerly Sec. 36-381). Penalties
Conn. Gen. Stat. § 36a-666
Conn. Gen. Stat. § 36a-671— Definitions. Debt negotiation. License application, requirements and fees. Authority of commissioner to conduct criminal history records checks and deny application for license. Abandonment of application. License renewal. Automatic suspension of license or renewal license. Notice. Opportunity for hearing. License not assignable or transferable. Use of name. Surrender of license. Required system filing or notice to commissioner. Unique identifier. Advertisements of licensee
Conn. Gen. Stat. § 36a-671a— Suspension, revocation or refusal to renew license or taking other action. Enforcement powers of commissioner. Removal from office and from employment or retention. Temporary order to cease business
Conn. Gen. Stat. § 36a-671b— Debt negotiation service contract required. Fees, commissions and other valuable consideration. Noncompliant contracts voidable by consumer
Conn. Gen. Stat. § 36a-671c— Exceptions
Conn. Gen. Stat. § 36a-671d— Surety bond required. Form of surety bond. Cancellation of bond. Automatic suspension of license. Notice. Opportunity for hearing. Determination of penal sum. Aggregate amount of residential loans
Conn. Gen. Stat. § 36a-671e— Requirements re mortgage loan originator license
Conn. Gen. Stat. § 36a-671f— Prohibited practices
Conn. Gen. Stat. § 36a-672
Conn. Gen. Stat. § 36a-675— (Formerly Sec. 36-416). Short title: Connecticut Truth-in-Lending Act
Conn. Gen. Stat. § 36a-676— (Formerly Sec. 36-393). Definitions
Conn. Gen. Stat. § 36a-677— (Formerly Sec. 36-393a). State policy
Conn. Gen. Stat. § 36a-678— (Formerly Sec. 36-393b). Compliance with Consumer Credit Protection Act. Exempt transactions
Conn. Gen. Stat. § 36a-679— (Formerly Sec. 36-395). Regulations
Conn. Gen. Stat. § 36a-680— (Formerly Sec. 36-398). Effect of inconsistent law
Conn. Gen. Stat. § 36a-681— (Formerly Sec. 36-399). Penalty
Conn. Gen. Stat. § 36a-682— (Formerly Sec. 36-400). Compliance of governmental instruments. Exemptions from penalties
Conn. Gen. Stat. § 36a-683— (Formerly Sec. 36-407). Failure to comply; liability. Civil action. Right to rescind
Conn. Gen. Stat. § 36a-684— (Formerly Sec. 36-414). Enforcement. Disclosure errors and adjustments
Conn. Gen. Stat. § 36a-685— (Formerly Sec. 36-415). Unenforceable agreements
Conn. Gen. Stat. § 36a-686— Civil penalty. Liability
Conn. Gen. Stat. § 36a-687
Conn. Gen. Stat. § 36a-690— (Formerly Sec. 36-417z). Calculation of interest or finance charge rebates. Prohibited methods. Transactions affected
Conn. Gen. Stat. § 36a-691
Conn. Gen. Stat. § 36a-695— (Formerly Sec. 36-431). Definitions
Conn. Gen. Stat. § 36a-696— (Formerly Sec. 36-432). Disclosure to consumer of information re credit report
Conn. Gen. Stat. § 36a-697— (Formerly Sec. 36-433). Exceptions
Conn. Gen. Stat. § 36a-698— (Formerly Sec. 36-434). Regulations
Conn. Gen. Stat. § 36a-699— (Formerly Sec. 36-435). Penalty
Conn. Gen. Stat. § 36a-699a— Written summary of consumer's rights
Conn. Gen. Stat. § 36a-699b— Dispute by consumer re completeness or accuracy of information
Conn. Gen. Stat. § 36a-699c— Procedures by credit rating agency to assure accuracy
Conn. Gen. Stat. § 36a-699d— Credit report for use in credit transaction not initiated by consumer
Conn. Gen. Stat. § 36a-699e— Existing consent judgment or settlement with Attorney General
Conn. Gen. Stat. § 36a-699f— Blocking of information appearing on credit report as result of identity theft
Conn. Gen. Stat. § 36a-700— (Formerly Sec. 36-435 l ). Credit clinics. Definitions. Contracts. Prohibited acts. Penalties
Conn. Gen. Stat. § 36a-701— Security freeze on credit report: Definitions
Conn. Gen. Stat. § 36a-701a— Security freeze on credit report. Timing. Disclosure of report to third party during freeze. Procedures for freeze. Refusal by credit rating agency to implement freeze. Exceptions. Prohibition on fees
Conn. Gen. Stat. § 36a-701b— Breach of security re computerized data containing personal information. Notice of breach. Provision of identity theft prevention services and identity theft mitigation services. Delay for criminal investigation. Means of notice. Exemption from public disclosure. Unfair trade practices
Conn. Gen. Stat. § 36a-701c— Regulations
Conn. Gen. Stat. § 36a-702
Conn. Gen. Stat. § 36a-705— (Formerly Sec. 36-442). Definitions
Conn. Gen. Stat. § 36a-706— (Formerly Sec. 36-442a). Mortgage rate lock-in
Conn. Gen. Stat. § 36a-707— (Formerly Sec. 36-442b). Applicant's remedies
Conn. Gen. Stat. § 36a-708— Prohibited acts by mortgage brokers
Conn. Gen. Stat. § 36a-709
Conn. Gen. Stat. § 36a-715— (Formerly Sec. 36-442m). Definitions
Conn. Gen. Stat. § 36a-716— (Formerly Sec. 36-442n). Escrow accounts
Conn. Gen. Stat. § 36a-717— (Formerly Sec. 36-442o). Penalties
Conn. Gen. Stat. § 36a-718— (Formerly Sec. 36-442p). Licenses required. Exemptions
Conn. Gen. Stat. § 36a-719— Mortgage servicer license. Issuance. Application. Criminal history records checks. Renewal standards. Automatic suspension of license. Abandonment of application. Schedule and report. Unique identifier of license. Advertising of license
Conn. Gen. Stat. § 36a-719a— License not assignable or transferable. Change in any control persons. Surrender of license. Change of name or address. Required filings on system or notification of commissioner. Automatic suspension of license
Conn. Gen. Stat. § 36a-719b— Expiration of license. Application for renewal. Fees
Conn. Gen. Stat. § 36a-719c— Surety bond, fidelity bond and errors and omissions coverage. Cancellation. Automatic suspension of license. Notices
Conn. Gen. Stat. § 36a-719d— Records to be maintained by licensee
Conn. Gen. Stat. § 36a-719e— Disclosure of notice and schedule of ranges and categories of costs and fees
Conn. Gen. Stat. § 36a-719f— Compliance with federal laws and regulations
Conn. Gen. Stat. § 36a-719g— Fee schedule. Imposition of late fee or delinquency charge
Conn. Gen. Stat. § 36a-719h— Prohibited acts. Duty to establish, enforce and maintain policies and procedures for compliance
Conn. Gen. Stat. § 36a-719i— Authority of commissioner re investigations and examinations. Prohibited acts by subjects of investigation or examination
Conn. Gen. Stat. § 36a-719j— Suspension, revocation or refusal to renew license or taking of other action. Removal from office and from employment or retention. Temporary order to cease business
Conn. Gen. Stat. § 36a-719k— Regulations
Conn. Gen. Stat. § 36a-719l— l . Exemptions
Conn. Gen. Stat. § 36a-720— Capital and liquidity requirements of covered institutions. Policies and procedures. Board of directors. External audit. Risk management program. Commissioner's authority re investigation, inquiry or examinations
Conn. Gen. Stat. § 36a-721
Conn. Gen. Stat. § 36a-725— (Formerly Sec. 36-442aa). Definitions
Conn. Gen. Stat. § 36a-726— (Formerly Sec. 36-442bb). Disclosure required
Conn. Gen. Stat. § 36a-727
Conn. Gen. Stat. § 36a-735— (Formerly Sec. 36-443). Short title: Home Mortgage Disclosure Act
Conn. Gen. Stat. § 36a-736— (Formerly Sec. 36-444). Definitions
Conn. Gen. Stat. § 36a-737— (Formerly Sec. 36-445). Discrimination in making of home purchase, home improvement and mortgage loans. Applications submitted by members of reserves or National Guard
Conn. Gen. Stat. § 36a-738— (Formerly Sec. 36-446). Disclosure requirements for financial institutions
Conn. Gen. Stat. § 36a-739— (Formerly Sec. 36-448). Reports by financial institutions. Filing requirements
Conn. Gen. Stat. § 36a-740— (Formerly Sec. 36-449). Violations by financial institutions. Rights of loan applicant
Conn. Gen. Stat. § 36a-741— (Formerly Sec. 36-451). Cease and desist order. Enforcement action
Conn. Gen. Stat. § 36a-742— (Formerly Sec. 36-452). Protection of confidentiality of an individual's financial status
Conn. Gen. Stat. § 36a-743— (Formerly Sec. 36-454). Commissioner to analyze home financing
Conn. Gen. Stat. § 36a-744— (Formerly Sec. 36-455). Regulations
Conn. Gen. Stat. § 36a-745
Conn. Gen. Stat. § 36a-746— Short title: Connecticut Abusive Home Loan Lending Practices Act
Conn. Gen. Stat. § 36a-746a— Definitions
Conn. Gen. Stat. § 36a-746b— Disclosures
Conn. Gen. Stat. § 36a-746c— Prohibited provisions in loan agreement
Conn. Gen. Stat. § 36a-746d— Report of payment history
Conn. Gen. Stat. § 36a-746e— Prohibited acts by lender
Conn. Gen. Stat. § 36a-746f— Purchase of insurance by buyer
Conn. Gen. Stat. § 36a-746g— Refund or credit of charges
Conn. Gen. Stat. § 36a-747
Conn. Gen. Stat. § 36a-755— (Formerly Sec. 36-9h). Mortgage appraisal practices. Definitions. Regulations
Conn. Gen. Stat. § 36a-756— (Formerly Sec. 36-9t). Title insurance as condition of mortgage on residential real estate prohibited
Conn. Gen. Stat. § 36a-757— (Formerly Sec. 36-9u). Mortgage insurance requirements limited
Conn. Gen. Stat. § 36a-758— (Formerly Sec. 36-9y). Payment of loan proceeds by certified, bank treasurer's or cashier's check or by wire transfer
Conn. Gen. Stat. § 36a-758a— Payment of first or secondary mortgage loan proceeds by wire transfer. Time limits. Penalties
Conn. Gen. Stat. § 36a-759— (Formerly Sec. 36-4). Minority of veterans, spouses and widows for purposes of the Servicemen's Readjustment Act
Conn. Gen. Stat. § 36a-759a— Compliance with John Warner National Defense Authorization Act for Fiscal Year 2007. Limit on interest rate charged on consumer credit to members of armed services
Conn. Gen. Stat. § 36a-760— Nonprime home loans: Definitions; applicability
Conn. Gen. Stat. § 36a-760a— Duties of lenders and mortgage brokers relating to nonprime home loans
Conn. Gen. Stat. § 36a-760b— Analysis of obligor's ability to pay
Conn. Gen. Stat. § 36a-760c— Prohibition against making nonprime home loan when proceeds used to pay off special mortgage
Conn. Gen. Stat. § 36a-760d— Requirements for making nonprime home loans
Conn. Gen. Stat. § 36a-760e— Restrictions on provisions in nonprime home loans
Conn. Gen. Stat. § 36a-760f— Prohibition against dividing or structuring loan to avoid application of nonprime home loan statutory provisions
Conn. Gen. Stat. § 36a-760g— Restrictions on making and financing under nonprime home loans. Curing of defaults
Conn. Gen. Stat. § 36a-760h— Additional duties of mortgage brokers
Conn. Gen. Stat. § 36a-760i— Court action based on lender's failure to comply with statutory requirements
Conn. Gen. Stat. § 36a-760j— Prohibition against influencing real estate appraisals
Conn. Gen. Stat. § 36a-761
Conn. Gen. Stat. § 36a-770— (Formerly Sec. 42-83). Applicability of Uniform Commercial Code. Filing and recording. Definitions
Conn. Gen. Stat. § 36a-771— (Formerly Sec. 42-84). General contract requirements
Conn. Gen. Stat. § 36a-772— (Formerly Sec. 42-85). Maximum finance charge on retail sales of motor vehicles and other goods
Conn. Gen. Stat. § 36a-773— (Formerly Sec. 42-86). Insurance
Conn. Gen. Stat. § 36a-774— (Formerly Sec. 42-87). Installment loan contract requirements
Conn. Gen. Stat. § 36a-775— (Formerly Sec. 42-88). Confession of judgment provision invalid
Conn. Gen. Stat. § 36a-776— (Formerly Sec. 42-89). Inclusion of other goods in contract void
Conn. Gen. Stat. § 36a-777— (Formerly Sec. 42-90). Acknowledgment of receipt of notice and statement
Conn. Gen. Stat. § 36a-778— (Formerly Sec. 42-91). Delinquency and collection charges
Conn. Gen. Stat. § 36a-779— (Formerly Sec. 42-92). Assignment of contract
Conn. Gen. Stat. § 36a-780— (Formerly Sec. 42-93). Payments after assignment
Conn. Gen. Stat. § 36a-781— (Formerly Sec. 42-94). Statement of payments made. Receipts
Conn. Gen. Stat. § 36a-782— (Formerly Sec. 42-95). Cancellation of contract on payment in full
Conn. Gen. Stat. § 36a-783— (Formerly Sec. 42-96). Rebate and refund upon prepayment of contract
Conn. Gen. Stat. § 36a-784— (Formerly Sec. 42-97). Renewals and extensions
Conn. Gen. Stat. § 36a-785— (Formerly Sec. 42-98). Foreclosure
Conn. Gen. Stat. § 36a-786— (Formerly Sec. 42-99). Recovery of charges barred by wilful violations
Conn. Gen. Stat. § 36a-787— (Formerly Sec. 42-100). Penalty
Conn. Gen. Stat. § 36a-788— (Formerly Sec. 42-100a). Enforcement action
Conn. Gen. Stat. § 36a-789— Definitions. Debt waiver not insurance. Amount charged or financed for debt waiver. Cancellation and refund
Conn. Gen. Stat. § 36a-790
Conn. Gen. Stat. § 36a-800— (Formerly Sec. 42-127). Consumer collection agency. Definitions
Conn. Gen. Stat. § 36a-801— (Formerly Sec. 42-127a). License required. Application, issuance, renewal. Authority to conduct criminal history records check. Examination of records. Abandonment of application. Surrender of license. Required system filing or notice of commissioner. Automatic suspension of license. Name and place of business. Change in any control persons. Unique identifier of license. Advertising of license
Conn. Gen. Stat. § 36a-801a— Persons engaged in business of collecting child support
Conn. Gen. Stat. § 36a-801b— Collection of child support. Written agreement
Conn. Gen. Stat. § 36a-802— (Formerly Sec. 42-128a). Surety bond required. Authority of commissioner to proceed on bond. Cancellation of bond; notice. Automatic suspension of license; notice. Opportunity for hearing
Conn. Gen. Stat. § 36a-803— (Formerly Sec. 42-129). Conviction of certain crimes disqualification to engage in consumer collection business
Conn. Gen. Stat. § 36a-804— (Formerly Sec. 42-129a). Suspension, revocation or refusal to renew license or taking other action. Removal from office and from employement or retention. Temporary order to cease business
Conn. Gen. Stat. § 36a-805— (Formerly Sec. 42-131). Prohibited practices. Exception
Conn. Gen. Stat. § 36a-806— (Formerly Sec. 42-131a). Prohibited practices within and without state. Examination of affairs
Conn. Gen. Stat. § 36a-807— (Formerly Sec. 42-131b). Liability
Conn. Gen. Stat. § 36a-808— (Formerly Sec. 42-131c). Unfair or deceptive practices. Enforcement action
Conn. Gen. Stat. § 36a-809— (Formerly Sec. 42-131d). Commissioner's powers. Regulations
Conn. Gen. Stat. § 36a-810— (Formerly Sec. 42-133a). Penalty
Conn. Gen. Stat. § 36a-811— Maintenance of consumer debtor and creditor records
Conn. Gen. Stat. § 36a-812— Compliance with Fair Debt Collection Practices Act
Conn. Gen. Stat. § 36a-813— Evidence in cause of action for purchased debt owed by consumer debtor
Conn. Gen. Stat. § 36a-814— Initiation of cause of action for purchased debt prohibited when statute of limitations has expired. Limitations period not extended by payment or affirmation
Conn. Gen. Stat. § 36a-815
Conn. Gen. Stat. § 36a-830— Exchange facilitator. Definitions
Conn. Gen. Stat. § 36a-831— Change in control of exchange facilitator. Notification to clients
Conn. Gen. Stat. § 36a-832— Fidelity bond. Deposit of exchange funds
Conn. Gen. Stat. § 36a-833— Errors and omissions insurance policy; cash or securities deposit; letters of credit
Conn. Gen. Stat. § 36a-834— Regulations. Damage claims
Conn. Gen. Stat. § 36a-835— Holding and investment of exchange funds
Conn. Gen. Stat. § 36a-836— Prohibited activities of exchange facilitators
Conn. Gen. Stat. § 36a-837— Civil action. Notice
Conn. Gen. Stat. § 36a-838
Conn. Gen. Stat. § 36a-846— Definitions
Conn. Gen. Stat. § 36a-847— Private student loan services license required. Application. Authority to conduct criminal history records check. Fees. Examination of records. Automatic suspension of license. Abandonment of application
Conn. Gen. Stat. § 36a-847a— Federal student loan servicer registration required. Fees. Service of process and communication with commissioner. Civil penalty
Conn. Gen. Stat. § 36a-847b— Exemptions
Conn. Gen. Stat. § 36a-848— Name and place of business. Change of name or location. License and registration not transferable or assignable. Change in any control persons. Automatic suspension of license and civil penalty against registrant. Required system filing or notice of commissioner. Unique identifier of licensee or registrant. Advertisements of licensee or registrant
Conn. Gen. Stat. § 36a-849— Records to be maintained by licensee
Conn. Gen. Stat. § 36a-850— Prohibited activities of student loan servicers and control persons
Conn. Gen. Stat. § 36a-850a— Required activities of a private student loan servicer. Limitations to applicability
Conn. Gen. Stat. § 36a-851— Commissioner's authority re investigations and examinations. Prohibited acts by subjects of investigation or examination
Conn. Gen. Stat. § 36a-852— Suspension, revocation or refusal to renew license or registration. Removal from office and from employment or retention. Temporary order to cease business
Conn. Gen. Stat. § 36a-853— Compliance with federal laws and regulations
Conn. Gen. Stat. § 36a-854— Regulations
Conn. Gen. Stat. § 36a-855— Action for damages, fees, costs and equitable relief. Class actions
Conn. Gen. Stat. § 36a-856— Definitions. Registration. Disclosures. Internet web site. Enforcement powers of commissioner. Penalty
Conn. Gen. Stat. § 36a-857
Conn. Gen. Stat. § 36a-860— Financial planners
Conn. Gen. Stat. § 36a-860a— Links to educational materials re financial planning and investment advisers on department's Internet web site
Conn. Gen. Stat. § 36a-861— Definitions
Conn. Gen. Stat. § 36a-862— Reliance on statement of intended purpose made by recipient
Conn. Gen. Stat. § 36a-863— Disclosures required when specific offer extended
Conn. Gen. Stat. § 36a-864— Disclosures required if recipient required to pay off existing commercial financing as condition
Conn. Gen. Stat. § 36a-865— Signature of recipient required on disclosures
Conn. Gen. Stat. § 36a-866— Disclosure of additional information
Conn. Gen. Stat. § 36a-867— Use of commercial financing disclosure form approved by another state
Conn. Gen. Stat. § 36a-868— Waiver provisions re provider obtaining prejudgment remedy. Unenforceable provisions
Conn. Gen. Stat. § 36a-869— Revocation, withdrawal or modification of specific offer based on preliminary review
Conn. Gen. Stat. § 36a-870— Registration. Authority to transact business. Application. Fees
Conn. Gen. Stat. § 36a-871— Regulations
Conn. Gen. Stat. § 36a-872— Penalties