Missouri Chapter 379 — Insurance Other Than Life

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Mo. Rev. Stat. § 379.005— Definitions
Mo. Rev. Stat. § 379.010— Number of incorporators required — classes of insurance — capital and..
Mo. Rev. Stat. § 379.011— Documents required for insurance transactions or proof of coverage by..
Mo. Rev. Stat. § 379.012— Insurance forms and endorsements may be available on insurer's website,..
Mo. Rev. Stat. § 379.017— Combined risk policies authorized — single premium may be lower than..
Mo. Rev. Stat. § 379.025— Plans for formation of companies — name — prohibitions
Mo. Rev. Stat. § 379.030— Declaration preliminary to organizing
Mo. Rev. Stat. § 379.035— Articles of incorporation for stock companies
Mo. Rev. Stat. § 379.040— Declaration, approval, filing — certificate of incorporation — subscription..
Mo. Rev. Stat. § 379.050— Examination and certification of stocks, by whom
Mo. Rev. Stat. § 379.055— Director to give certificate — to be filed — evidence
Mo. Rev. Stat. § 379.060— Charter of mutual companies
Mo. Rev. Stat. § 379.065— Organization of corporation — procedure — fee
Mo. Rev. Stat. § 379.070— Director to examine subscriptions, policyholders' surplus
Mo. Rev. Stat. § 379.075— Authority to commence business, when, how issued
Mo. Rev. Stat. § 379.080— Capital and surplus of stock or mutual company, investments authorized —..
Mo. Rev. Stat. § 379.082— Property and liability companies, assets — requirements, standards
Mo. Rev. Stat. § 379.083— Insurer investment in investment pools permitted, when — limitations —..
Mo. Rev. Stat. § 379.085— Mutual companies doing fire and marine business, agreements and securities..
Mo. Rev. Stat. § 379.090— Premium notes, how payable
Mo. Rev. Stat. § 379.095— Assessment of premium notes
Mo. Rev. Stat. § 379.098— Securities to be deposited by all companies, kind and amount
Mo. Rev. Stat. § 379.100— Director to receive deposits
Mo. Rev. Stat. § 379.102— Unearned premium and loss reserves, maintained as liabilities
Mo. Rev. Stat. § 379.105— Annual reports — contents
Mo. Rev. Stat. § 379.108— Form of certificate to be filed with director — definitions — contents —..
Mo. Rev. Stat. § 379.110— Definitions
Mo. Rev. Stat. § 379.112— Provisions of policy covered
Mo. Rev. Stat. § 379.114— Reasons for cancellation
Mo. Rev. Stat. § 379.116— Refusal to insure or exclusion of named persons, when
Mo. Rev. Stat. § 379.118— Notice of cancellation and renewals, due when — reinstatement, when —..
Mo. Rev. Stat. § 379.120— Explanation of refusal to write a policy, how given, contents — exemption,..
Mo. Rev. Stat. § 379.121— Definitions
Mo. Rev. Stat. § 379.122— Refusal to issue policy based on the lack of prior motor vehicle coverage..
Mo. Rev. Stat. § 379.123— Violation deemed unfair trade practice
Mo. Rev. Stat. § 379.125— Reinsurance
Mo. Rev. Stat. § 379.130— Insurance claims, percentage of fault not to be assigned based solely on..
Mo. Rev. Stat. § 379.140— Total loss of real property — full amount of policy less any deductible to..
Mo. Rev. Stat. § 379.150— Partial loss by fire — standard fire insurance policy language, option for..
Mo. Rev. Stat. § 379.155— Coinsurance provisions declared void — exception
Mo. Rev. Stat. § 379.160— Form of policy to be filed — coinsurance clause
Mo. Rev. Stat. § 379.165— Construction of warranties of fact made in application
Mo. Rev. Stat. § 379.170— Construction of warranties of fact incorporated in policy
Mo. Rev. Stat. § 379.175— Evasion of sections prohibited
Mo. Rev. Stat. § 379.180— Adjustments and examination of books to be made at place of loss
Mo. Rev. Stat. § 379.185— After notice of loss, company to furnish blanks
Mo. Rev. Stat. § 379.190— Failure to furnish blank forms deemed waiver
Mo. Rev. Stat. § 379.195— Accident insurance liability fixed, when — cancellation prohibited
Mo. Rev. Stat. § 379.200— Judgment creditor may collect insurance, when
Mo. Rev. Stat. § 379.201— Motor vehicle policies to include coverage of owner and vehicle loaned for..
Mo. Rev. Stat. § 379.203— Automobile liability policy, required provisions — uninsured motorist..
Mo. Rev. Stat. § 379.204— Underinsured motor vehicle coverage, construction of policy
Mo. Rev. Stat. § 379.205— Mutual companies other than life and fire insurance
Mo. Rev. Stat. § 379.210— Articles of incorporation shall specify what
Mo. Rev. Stat. § 379.215— Name must contain the word "mutual"
Mo. Rev. Stat. § 379.220— Submitted to director — proof of publication — certificate may be issued —..
Mo. Rev. Stat. § 379.225— Company to have legal existence from date of certificate — insurance in..
Mo. Rev. Stat. § 379.230— Contracts of insurance and reinsurance
Mo. Rev. Stat. § 379.235— License required — conditions to be complied with
Mo. Rev. Stat. § 379.240— Who may hold policies
Mo. Rev. Stat. § 379.245— Voting power of members
Mo. Rev. Stat. § 379.250— Premiums
Mo. Rev. Stat. § 379.255— Assets, how invested
Mo. Rev. Stat. § 379.257— Deposit of securities required of mutual companies other than life and fire
Mo. Rev. Stat. § 379.260— Reserves
Mo. Rev. Stat. § 379.263— Mutual companies other than life and fire to file statement of affairs, when
Mo. Rev. Stat. § 379.265— Assessments to meet reserve deficiencies
Mo. Rev. Stat. § 379.270— Director may advance money
Mo. Rev. Stat. § 379.275— Policies need not be countersigned — conditions
Mo. Rev. Stat. § 379.290— Tax to be paid upon premiums
Mo. Rev. Stat. § 379.295— Returns and assessment to be made by director — collection and disposition..
Mo. Rev. Stat. § 379.300— Failure to make return — director to proceed
Mo. Rev. Stat. § 379.316— Scope of act (section 379.017 and sections 379.316 to 379.361)
Mo. Rev. Stat. § 379.318— Rates, how made
Mo. Rev. Stat. § 379.321— Rating plans to be filed with director, when — informational filings
Mo. Rev. Stat. § 379.323— Rating organization defined — license, application for, contents —..
Mo. Rev. Stat. § 379.326— Deviation, how filed, effective when — open to public inspection
Mo. Rev. Stat. § 379.328— Advisory organization defined — required filings — hearings on activities,..
Mo. Rev. Stat. § 379.331— Joint underwriting regulated — hearings, discontinuance order, when
Mo. Rev. Stat. § 379.333— Insurers may act in concert to make rates
Mo. Rev. Stat. § 379.336— Insurers with common management may act in concert to make rates
Mo. Rev. Stat. § 379.338— Agreement to adhere prohibited, exception
Mo. Rev. Stat. § 379.341— Exchange of information approved
Mo. Rev. Stat. § 379.343— Examinations by director, when, how conducted, cost how paid
Mo. Rev. Stat. § 379.346— Examination, purpose of — hearing — order
Mo. Rev. Stat. § 379.348— Review of rate, rating plan or system, how obtained
Mo. Rev. Stat. § 379.351— Approval by director of rules and plans, when — exchange of information..
Mo. Rev. Stat. § 379.353— Withholding of information or giving false or misleading information..
Mo. Rev. Stat. § 379.356— Excessive premiums and rebates prohibited
Mo. Rev. Stat. § 379.359— Commissions paid to brokers or agents not affected
Mo. Rev. Stat. § 379.361— Violations, penalties
Mo. Rev. Stat. § 379.402— Property and casualty insurance, free or discounted products or services..
Mo. Rev. Stat. § 379.404— Commercial property and casualty insurance — rebates, discounts, gifts..
Mo. Rev. Stat. § 379.420— Citation of law
Mo. Rev. Stat. § 379.425— Law applicable to certain classes of insurance — exceptions
Mo. Rev. Stat. § 379.430— Insurers may act in concert with respect to rates
Mo. Rev. Stat. § 379.435— Rating organization defined
Mo. Rev. Stat. § 379.440— Rating organization must be licensed — who may apply — content of application
Mo. Rev. Stat. § 379.445— Requirements to obtain and retain license
Mo. Rev. Stat. § 379.450— Director to grant or deny license
Mo. Rev. Stat. § 379.455— Advisory organizations
Mo. Rev. Stat. § 379.460— Joint underwriting groups
Mo. Rev. Stat. § 379.465— Exchange of information — agreement to rates
Mo. Rev. Stat. § 379.470— Provisions governing rates
Mo. Rev. Stat. § 379.475— Director to examine — powers — cost — director may accept examination by..
Mo. Rev. Stat. § 379.480— Purpose of examination — hearing — orders
Mo. Rev. Stat. § 379.485— Penalties for failure to comply — powers of director
Mo. Rev. Stat. § 379.490— May use rating plans or systems
Mo. Rev. Stat. § 379.495— Payment of dividends not regulated
Mo. Rev. Stat. § 379.500— Freedom of contract for fees not restricted
Mo. Rev. Stat. § 379.505— Hearings on orders — notice — rules of pleading and evidence — review —..
Mo. Rev. Stat. § 379.510— Penalty for violation of orders
Mo. Rev. Stat. § 379.515— May reorganize and extend corporate existence
Mo. Rev. Stat. § 379.520— Content of articles of association
Mo. Rev. Stat. § 379.525— Additional requirements for articles of association
Mo. Rev. Stat. § 379.530— Special meeting to be called — notice
Mo. Rev. Stat. § 379.535— Propositions for reorganization and extension of corporate existence to be..
Mo. Rev. Stat. § 379.540— Articles to be acknowledged and declaration of proceeding to be made
Mo. Rev. Stat. § 379.545— Duty of director
Mo. Rev. Stat. § 379.550— Board to accept certificate — file with secretary of state — fee — new..
Mo. Rev. Stat. § 379.555— Examination of company and certificate to do business
Mo. Rev. Stat. § 379.560— Value of equitable interests of nonassenting stockholders or policyholders..
Mo. Rev. Stat. § 379.565— Suit in circuit court to determine value
Mo. Rev. Stat. § 379.570— Publication of notice — proceedings
Mo. Rev. Stat. § 379.575— Who may appear — proceedings, how governed
Mo. Rev. Stat. § 379.580— Costs — by whom paid
Mo. Rev. Stat. § 379.585— Company having special charter may accept general insurance laws
Mo. Rev. Stat. § 379.590— Content of articles of association
Mo. Rev. Stat. § 379.595— Additional requirements of articles of association
Mo. Rev. Stat. § 379.600— Special meeting to be called — notice
Mo. Rev. Stat. § 379.605— Proposition to surrender to be voted on
Mo. Rev. Stat. § 379.610— Acknowledgment and declaration to be made
Mo. Rev. Stat. § 379.615— Duty of director
Mo. Rev. Stat. § 379.620— Acceptance by resolution of directors
Mo. Rev. Stat. § 379.625— Certificate to do business
Mo. Rev. Stat. § 379.650— Exchange of reciprocal or interinsurance contracts authorized — classes of..
Mo. Rev. Stat. § 379.660— Contracts to be executed through attorney in fact
Mo. Rev. Stat. § 379.670— Application for license, contents — requirements
Mo. Rev. Stat. § 379.680— Service of process on director — method
Mo. Rev. Stat. § 379.690— Statement of condition and affairs may be required by director —..
Mo. Rev. Stat. § 379.700— Reserves required
Mo. Rev. Stat. § 379.710— Surplus required — claim reserve fund — phase-in of requirements
Mo. Rev. Stat. § 379.720— Deficiency how made up — net premium and deposit defined
Mo. Rev. Stat. § 379.730— Annual statement of financial condition required
Mo. Rev. Stat. § 379.740— Corporations generally empowered to become subscribers
Mo. Rev. Stat. § 379.750— Certificate of authority from director required — license may be revoked or..
Mo. Rev. Stat. § 379.770— Mergers or consolidation of reciprocal exchanges or interinsurers
Mo. Rev. Stat. § 379.780— Exemption from other insurance laws except retaliatory law, and certain..
Mo. Rev. Stat. § 379.790— Penalty for acting without legal authority
Mo. Rev. Stat. § 379.800— Sections 374.030 to 379.790 intended as a continuation of existing law
Mo. Rev. Stat. § 379.808— Insurance policies on certain real property — beneficiary deemed insured,..
Mo. Rev. Stat. § 379.810— Program established
Mo. Rev. Stat. § 379.815— Definitions
Mo. Rev. Stat. § 379.820— Inspections and reports
Mo. Rev. Stat. § 379.825— Issuance of policy, when — appointment of liability assumed — expenses —..
Mo. Rev. Stat. § 379.827— Sinkhole loss policies authorized
Mo. Rev. Stat. § 379.830— Procedure after inspection and submission
Mo. Rev. Stat. § 379.835— Joint reinsurance association
Mo. Rev. Stat. § 379.840— Standard policy coverage and rating procedure
Mo. Rev. Stat. § 379.845— Cancellation or nonrenewal
Mo. Rev. Stat. § 379.850— Right of appeal
Mo. Rev. Stat. § 379.855— Commissions
Mo. Rev. Stat. § 379.860— Administration of program — governing committee, members, vacancies —..
Mo. Rev. Stat. § 379.865— Annual and special meetings
Mo. Rev. Stat. § 379.870— Duties of the committee
Mo. Rev. Stat. § 379.875— Statistics to be kept, reports
Mo. Rev. Stat. § 379.880— Public education
Mo. Rev. Stat. § 379.882— Definitions for sections 379.882 to 379.886
Mo. Rev. Stat. § 379.883— Policy cancellation or nonrenewal requirement of sixty days prior to..
Mo. Rev. Stat. § 379.884— Policyholder's right to history of policy, when
Mo. Rev. Stat. § 379.885— Proof of mailing notice of cancellation or nonrenewal
Mo. Rev. Stat. § 379.886— Cancellation or nonrenewal of entire line or class of insurance requires..
Mo. Rev. Stat. § 379.888— Definitions for sections 379.888 to 379.893 — notice to insured, when —..
Mo. Rev. Stat. § 379.889— Rates not to be excessive, inadequate, or unfairly discriminatory — unfair..
Mo. Rev. Stat. § 379.890— Rates, rate plan or rate system filing, when — required actuarial data
Mo. Rev. Stat. § 379.893— Rules and regulations on modification of rate base, authority of director —..
Mo. Rev. Stat. § 379.895— Annual report by commercial casualty insurance companies — form — content..
Mo. Rev. Stat. § 379.901— Prepaid service plan defined — agent soliciting memberships, disclosures
Mo. Rev. Stat. § 379.930— Small employer health insurance availability act — definitions
Mo. Rev. Stat. § 379.932— Applicability of act, conditions — treatment as single carrier or separate..
Mo. Rev. Stat. § 379.934— Establishment of class of business, reasons — number of classes that may be..
Mo. Rev. Stat. § 379.936— Premium rates, subject to conditions — no transfer out of class of business..
Mo. Rev. Stat. § 379.938— Renewability, exceptions — carrier not renewing prohibited from writing new..
Mo. Rev. Stat. § 379.940— Carriers to offer all health plans in market — health benefit plans,..
Mo. Rev. Stat. § 379.946— Board report, contents, recommendations
Mo. Rev. Stat. § 379.948— Certain law not to apply to basic health benefit plan
Mo. Rev. Stat. § 379.950— Director to promulgate rules, procedure
Mo. Rev. Stat. § 379.952— Carriers to market plan coverage — agent or broker, prohibited activities,..
Mo. Rev. Stat. § 379.975— Insurer to provide information, when
Mo. Rev. Stat. § 379.978— Written disaster plan, insurer to develop, contents
Mo. Rev. Stat. § 379.980— Reorganization of domestic mutual insurance company, authority
Mo. Rev. Stat. § 379.982— Formation of holding company, application — shareholder approval — issuance..
Mo. Rev. Stat. § 379.985— Member's interest — nontransference of membership — immunity from liability..
Mo. Rev. Stat. § 379.987— Nonapplicability of certain provisions of insurance holding companies law —..
Mo. Rev. Stat. § 379.988— Mutual holding company subject to supervision of director, dissolution or..
Mo. Rev. Stat. § 379.1300— Definitions
Mo. Rev. Stat. § 379.1302— Licensure — prohibited acts — requirements for conducting business —..
Mo. Rev. Stat. § 379.1304— Adoption of a name, deceptive practice
Mo. Rev. Stat. § 379.1306— Capital and surplus requirements
Mo. Rev. Stat. § 379.1308— Approval for payment of dividends required
Mo. Rev. Stat. § 379.1310— Incorporation as a stock insurer permitted, when
Mo. Rev. Stat. § 379.1312— Reports required
Mo. Rev. Stat. § 379.1314— Inspections, when
Mo. Rev. Stat. § 379.1316— Suspension or revocation of licensure, when
Mo. Rev. Stat. § 379.1318— Investment requirements, compliance with
Mo. Rev. Stat. § 379.1320— Reinsurance may be provided, when
Mo. Rev. Stat. § 379.1322— Rating organizations, company not required to join
Mo. Rev. Stat. § 379.1324— Prohibitions on joining or contributing to certain entities and funds
Mo. Rev. Stat. § 379.1326— Premium tax imposed, amount, procedure
Mo. Rev. Stat. § 379.1328— Rulemaking authority
Mo. Rev. Stat. § 379.1330— Inapplicability of insurance laws to captive insurance companies
Mo. Rev. Stat. § 379.1332— Promotion of captive insurance, moneys from dedicated insurance fund to be..
Mo. Rev. Stat. § 379.1336— Insurance reorganization, receivership and injunctions provisions —..
Mo. Rev. Stat. § 379.1338— Standards for risk management of controlled unaffiliated business
Mo. Rev. Stat. § 379.1339— Conversion to reciprocal insurer, when, procedure
Mo. Rev. Stat. § 379.1340— Branch captive may be established, when
Mo. Rev. Stat. § 379.1342— Trust fund required for branch captive insurance company
Mo. Rev. Stat. § 379.1344— Certificate for branch captive insurance companies
Mo. Rev. Stat. § 379.1346— Reports and statements of branch captive insurance companies to be filed..
Mo. Rev. Stat. § 379.1348— Examination of branch captive insurance companies, limitations
Mo. Rev. Stat. § 379.1350— Applicability of tax to branch companies
Mo. Rev. Stat. § 379.1351— Sponsored captive insurance companies, may be formed by whom — definitions..
Mo. Rev. Stat. § 379.1353— Definitions
Mo. Rev. Stat. § 379.1356— Inapplicability of insurance laws
Mo. Rev. Stat. § 379.1359— License application — requirements for transaction of business — licensure..
Mo. Rev. Stat. § 379.1361— Plan of operation to be filed, contents
Mo. Rev. Stat. § 379.1364— License fee, amount
Mo. Rev. Stat. § 379.1367— Approval of application, findings by director
Mo. Rev. Stat. § 379.1370— Corporate status of company
Mo. Rev. Stat. § 379.1373— Limitation on activities and name — number of incorporators required
Mo. Rev. Stat. § 379.1376— Contract requirements
Mo. Rev. Stat. § 379.1379— Swap agreements permitted
Mo. Rev. Stat. § 379.1382— Issuance of securities — approved activities by director
Mo. Rev. Stat. § 379.1385— Management of assets
Mo. Rev. Stat. § 379.1388— Recognition of admitted assets — value of assets
Mo. Rev. Stat. § 379.1391— Prohibited acts
Mo. Rev. Stat. § 379.1394— Dividend-payments, limitations
Mo. Rev. Stat. § 379.1397— Changes in plan of operation, directors approval required
Mo. Rev. Stat. § 379.1400— Affiliated agreements to be filed with director
Mo. Rev. Stat. § 379.1403— Audited financial report required, requirements
Mo. Rev. Stat. § 379.1406— Examination required, when, procedure
Mo. Rev. Stat. § 379.1409— Record-keeping requirements
Mo. Rev. Stat. § 379.1412— Premium tax required, amount, procedure
Mo. Rev. Stat. § 379.1415— Confidentiality of records, exceptions
Mo. Rev. Stat. § 379.1418— Grounds for liquidation — granting of relief, management of assets
Mo. Rev. Stat. § 379.1421— Rulemaking authority
Mo. Rev. Stat. § 379.1500— Definitions
Mo. Rev. Stat. § 379.1505— Vendor license required — application, fee — termination date
Mo. Rev. Stat. § 379.1510— Authorization to sell, vendor responsibilities — eligibility and..
Mo. Rev. Stat. § 379.1515— Insurance producers act, applicability of
Mo. Rev. Stat. § 379.1520— Sanctioning of license, when — penalties, when
Mo. Rev. Stat. § 379.1525— Vendor investigation and examination requirements
Mo. Rev. Stat. § 379.1530— Premiums, received by insurer, when — proof of purchase, insurer may require
Mo. Rev. Stat. § 379.1535— Violations, director's authority
Mo. Rev. Stat. § 379.1540— Supervising business entity, sanctioning of license, when
Mo. Rev. Stat. § 379.1545— Insurers, permissible acts
Mo. Rev. Stat. § 379.1550— Rulemaking authority — effective date
Mo. Rev. Stat. § 379.1640— Self-service storage — definitions — offer of insurance, requirements —..
Mo. Rev. Stat. § 379.1700— Definitions
Mo. Rev. Stat. § 379.1702— Primary automobile insurance to be maintained, requirements — lapsed..
Mo. Rev. Stat. § 379.1704— Disclosure of insurance coverage, how made
Mo. Rev. Stat. § 379.1706— Disclosure statement — display
Mo. Rev. Stat. § 379.1708— Exclusions and limitations on coverage
Mo. Rev. Stat. § 379.1800— Description of authorized group personal lines property and casualty..
Mo. Rev. Stat. § 379.1803— Master policy issuance, certificates — content of master policy
Mo. Rev. Stat. § 379.1806— Basic package of coverages and limits, additional coverages or limits —..
Mo. Rev. Stat. § 379.1809— Rating plan, master policy premium — rates not unfairly discriminatory,..
Mo. Rev. Stat. § 379.1812— Loss and expense experience statistics — employee purchase of insurance not..
Mo. Rev. Stat. § 379.1815— Licensure required for agent or broker of policies — exception for certain..
Mo. Rev. Stat. § 379.1818— Notice of termination, contents — conversion to individual policy, when —..
Mo. Rev. Stat. § 379.1821— Licensure required for issuance of policies — inapplicability to mass..
Mo. Rev. Stat. § 379.1824— Effective date
Mo. Rev. Stat. § 379.1850— Lender-placed insurance, applicability — exceptions
Mo. Rev. Stat. § 379.1851— Definitions
Mo. Rev. Stat. § 379.1853— Effective, when — terminates, when — charges, limitation on length of term
Mo. Rev. Stat. § 379.1855— Coverage and premiums based on replacement cost value — determined how
Mo. Rev. Stat. § 379.1857— Prohibited acts
Mo. Rev. Stat. § 379.1859— Requirements not to be circumvented
Mo. Rev. Stat. § 379.1861— Individual policy or certificate of insurance — delivery of — information..
Mo. Rev. Stat. § 379.1863— Filing requirements with the department — review of rates — refile..
Mo. Rev. Stat. § 379.1865— Enforcement by department — no private cause of action
Mo. Rev. Stat. § 379.1867— Violations, monetary penalty or sanction of license
Mo. Rev. Stat. § 379.1869— Rulemaking authority
Mo. Rev. Stat. § 379.1900— Citation of law
Mo. Rev. Stat. § 379.1905— Scope of act
Mo. Rev. Stat. § 379.1910— Definitions
Mo. Rev. Stat. § 379.1915— Insurance coverage during car-sharing period
Mo. Rev. Stat. § 379.1920— Notification of implication of lien
Mo. Rev. Stat. § 379.1925— Exclusions in motor vehicle liability insurance policies
Mo. Rev. Stat. § 379.1930— Recordkeeping — use of vehicle in car sharing
Mo. Rev. Stat. § 379.1935— Vicarious liability exemption
Mo. Rev. Stat. § 379.1940— Indemnification claim, contribution against
Mo. Rev. Stat. § 379.1945— Insurable interest in shared vehicle
Mo. Rev. Stat. § 379.1950— Consumer protection disclosures
Mo. Rev. Stat. § 379.1955— Driver's license verification and data retention
Mo. Rev. Stat. § 379.1960— Responsibility for equipment
Mo. Rev. Stat. § 379.1965— Automobile safety recalls
Mo. Rev. Stat. § 379.1970— Rulemaking authority