Chapter

UNFAIR TRADE PRACTICES

S.D. Codified Laws § 58-33-1— Purposes of chapter
S.D. Codified Laws § 58-33-2— Unfair method or deceptive act as misdemeanor
S.D. Codified Laws § 58-33-3— Acts constituting unfair methods of competition and unfair or deceptive practices
S.D. Codified Laws § 58-33-4— Use of misleading name as misdemeanor
S.D. Codified Laws § 58-33-5— Misrepresentation or false advertising of policies as misdemeanor
S.D. Codified Laws § 58-33-5.1— Rules to promote proper disclosure of terms and conditions of life insurance policies
S.D. Codified Laws § 58-33-6— False information or advertising as misdemeanor
S.D. Codified Laws § 58-33-7— Defamation as misdemeanor
S.D. Codified Laws § 58-33-8— Twisting as misdemeanor
S.D. Codified Laws § 58-33-9— False entry with intent to deceive--Omission of true entry--Misdemeanor
S.D. Codified Laws § 58-33-10— False financial statement as misdemeanor
S.D. Codified Laws § 58-33-11— Stock operations and advisory board contracts as inducement--Misdemeanor
S.D. Codified Laws § 58-33-12— Unfair discrimination as misdemeanor--Life insurance and annuities
S.D. Codified Laws § 58-33-12.1— Blindness as basis for life insurance termination, modification or refusal--Unfair practice
S.D. Codified Laws § 58-33-13— Unfair discrimination as misdemeanor--Health insurance
S.D. Codified Laws § 58-33-13.1— Sex or marital status discrimination prohibited--Exceptions
S.D. Codified Laws § 58-33-13.2— Definition of sex or marital status discrimination terms
S.D. Codified Laws § 58-33-13.3— Domestic violence victim discrimination prohibited
S.D. Codified Laws § 58-33-14— Rebate as misdemeanor--Life, disability and annuity contracts
S.D. Codified Laws § 58-33-15— Insurance not to be used to induce purchases of commodities or services--Misdemeanor
S.D. Codified Laws § 58-33-16— Credit life insurance permitted as inducement for purchases
S.D. Codified Laws § 58-33-17— Bonus to policyholder from accumulated surplus on life or annuity policy not discrimination or rebate
S.D. Codified Laws § 58-33-18— Allowance to industrial policyholder for making payments to office of insurer permitted
S.D. Codified Laws § 58-33-19— Readjustment of premium rate permitted for group policy based on loss or expense experience
S.D. Codified Laws § 58-33-20— Reduction of premium rate permitted for large policies
S.D. Codified Laws § 58-33-21— Reduced rate permitted for life or health insurance policies or annuity contracts on payroll deduction plan
S.D. Codified Laws § 58-33-22— Increase in health insurance benefits by maintaining policy in force permitted
S.D. Codified Laws § 58-33-23— Life insurance benefits paid to beneficiary--Payment to tradesman or businessman as misdemeanor--Use of life insurance to pay costs of funeral--Fraternal benefit societies
S.D. Codified Laws § 58-33-24— Rebate, discount, or special advantage as misdemeanor--Exception
S.D. Codified Laws § 58-33-25— Acceptance by insured of rebate, discount or special advantage as misdemeanor
S.D. Codified Laws § 58-33-26— Unfair discrimination as to terms and conditions of insurance as misdemeanor
S.D. Codified Laws § 58-33-27— Compensation to insurance producers permitted--Allowance or return of dividends, savings, or unabsorbed premium deposits permitted
S.D. Codified Laws § 58-33-28— 58-33-28, 58-33-29. Repealed by SL 1979, ch 341, §§ 9, 10
S.D. Codified Laws § 58-33-30— Provisions not applicable to life or health insurance or annuities
S.D. Codified Laws § 58-33-31— Favored insurance producer or insurer as misdemeanor
S.D. Codified Laws § 58-33-32— Boycott, coercion, or intimidation as misdemeanor
S.D. Codified Laws § 58-33-33— Interlocking ownership or management permitted
S.D. Codified Laws § 58-33-34— Directorship in two or more insurers permitted
S.D. Codified Laws § 58-33-35— Collection of premium for insurance not provided as misdemeanor
S.D. Codified Laws § 58-33-36— Illegal dealing in premiums and improper charges as misdemeanors
S.D. Codified Laws § 58-33-37— False application as misdemeanor--False claim or proof of loss as misdemeanor or felony
S.D. Codified Laws § 58-33-37.1— Aggregation of false claims or applications committed pursuant to one course of conduct
S.D. Codified Laws § 58-33-38— Undefined unfair or deceptive practice--Findings by director
S.D. Codified Laws § 58-33-39— Action to restrain violation found by director--Record of hearing received in evidence
S.D. Codified Laws § 58-33-40— Cease and desist order of director
S.D. Codified Laws § 58-33-41— Appeal from director's order
S.D. Codified Laws § 58-33-42— Finality of cease and desist order--Appeal by intervener
S.D. Codified Laws § 58-33-43— Affirmance of order of director--Order of court for obedience
S.D. Codified Laws § 58-33-44— Liabilities and penalties not relieved by director's or court order
S.D. Codified Laws § 58-33-45— Violation of desist order as misdemeanor
S.D. Codified Laws § 58-33-46— Imposition of penalty not prevented by cease and desist order
S.D. Codified Laws § 58-33-46.1— Civil action for damages resulting from unfair or prohibited act--Attorneys' fees
S.D. Codified Laws § 58-33-47— Process against unauthorized insurers for false advertising--Purpose of provisions
S.D. Codified Laws § 58-33-48— Definition of terms
S.D. Codified Laws § 58-33-49— Unlawful advertising by unauthorized insurer as misdemeanor--Notice to insurance supervisory official of domiciliary state
S.D. Codified Laws § 58-33-50— Action by director on failure of insurer to cease false advertising after notice
S.D. Codified Laws § 58-33-51— Acts constituting appointment of director as process agent
S.D. Codified Laws § 58-33-52— Service of process on director, copies delivered--Mailing of copy to defendant
S.D. Codified Laws § 58-33-53— Service of process on agent of insurer
S.D. Codified Laws § 58-33-54— Additional method of service of process and notice
S.D. Codified Laws § 58-33-55— Waiting period before entry of default order or judgment
S.D. Codified Laws § 58-33-56— Liberal construction of process provisions
S.D. Codified Laws § 58-33-57— Severability of provisions
S.D. Codified Laws § 58-33-58— Citation of provisions for process against unauthorized insurers for false advertising
S.D. Codified Laws § 58-33-59— Cancellation of insurance--Definitions
S.D. Codified Laws § 58-33-60— Notice of cancellation required--Time--Contents
S.D. Codified Laws § 58-33-61— Grounds for cancellation
S.D. Codified Laws § 58-33-62— Complaint of violation to division--Determination of reasonableness--Hearing
S.D. Codified Laws § 58-33-63— Reinstatement and money penalty for violation
S.D. Codified Laws § 58-33-64— Immunity from liability for statements concerning cancellation
S.D. Codified Laws § 58-33-65— Automobile policies exempt
S.D. Codified Laws § 58-33-65.1— Private remedy or right of action prohibited
S.D. Codified Laws § 58-33-66— Unfair or deceptive insurance practices
S.D. Codified Laws § 58-33-67— Unfair or deceptive practices in dealing with insured
S.D. Codified Laws § 58-33-68— Factors considered in determining action taken against violator--Failure to remedy situation--Administrative action
S.D. Codified Laws § 58-33-69— No private right of action
S.D. Codified Laws § 58-33-70— Definitions--Aftermarket crash parts
S.D. Codified Laws § 58-33-71— Use of nonoriginal equipment manufacturer's aftermarket crash parts to repair vehicle--Consumer to be advised in writing--Estimate and disclosure document
S.D. Codified Laws § 58-33-72— 58-33-72, 58-33-73. Repealed by SL 2014, ch 242, §§ 1, 2
S.D. Codified Laws § 58-33-74— Gifts for advertising or promotional programs
S.D. Codified Laws § 58-33-76— Notification of suspected fraud
S.D. Codified Laws § 58-33-77— Accessibility of information relevant to suspected fraud--Types of information
S.D. Codified Laws § 58-33-78— Time limit on information to and from authorized agency
S.D. Codified Laws § 58-33-79— Liability of supplier of information
S.D. Codified Laws § 58-33-80— Liability of those who supply information or testify as to fraud
S.D. Codified Laws § 58-33-81— Notification to policyholder of request for information
S.D. Codified Laws § 58-33-82— Confidentiality of information regarding suspected fraud--Testimony by authorized agency personnel
S.D. Codified Laws § 58-33-83— Refund of unearned life and health insurance premiums on canceled policy--Exceptions
S.D. Codified Laws § 58-33-84— Refund of unearned life and health insurance premiums on canceled policy due to death of insured--Exceptions
S.D. Codified Laws § 58-33-85— Health insurers prohibited from denying enrollment of dependent child on certain grounds
S.D. Codified Laws § 58-33-86— Prohibitions against a health insurer from using information pertaining to medical assistance eligibility
S.D. Codified Laws § 58-33-87— Payments of health insurance benefits for medical assistance recipients
S.D. Codified Laws § 58-33-88— Health insurance for dependent child through noncustodial parent's insurer
S.D. Codified Laws § 58-33-89— Reporting regulatory activities and complaint handling
S.D. Codified Laws § 58-33-90— Sale of securities by unregistered insurance producer prohibited
S.D. Codified Laws § 58-33-91— Sale of unregistered securities by insurance producer prohibited
S.D. Codified Laws § 58-33-92— Sale of unregistered business opportunity by insurance producer prohibited
S.D. Codified Laws § 58-33-93— Definitions relating to multiple employer welfare arrangements
S.D. Codified Laws § 58-33-94— Acts constituting transaction of insurance business in or from state
S.D. Codified Laws § 58-33-95— Transacting of insurance defined
S.D. Codified Laws § 58-33-96— Unauthorized health insurance defined
S.D. Codified Laws § 58-33-97— Exclusions from unauthorized health insurance
S.D. Codified Laws § 58-33-98— Notification of division required concerning unauthorized health insurance product--Review of division website--Stop loss insurers
S.D. Codified Laws § 58-33-99— Circumstances in which licensee should know product is unauthorized health insurance
S.D. Codified Laws § 58-33-100— Confidentiality of notifications--Use of information in legal and regulatory actions
S.D. Codified Laws § 58-33-101— Disclosure of information to agencies of other states or federal government--Conditions--Immunity from civil liability
S.D. Codified Laws § 58-33-102— Due diligence investigation required of insurance producer before offering health benefit plan
S.D. Codified Laws § 58-33-103— Due diligence investigation required of insurance producer before submitting stop loss policy application for health benefit plan
S.D. Codified Laws § 58-33-104— Due diligence investigation required of third party administrator before entering into any administrative contract for health benefit plan
S.D. Codified Laws § 58-33-105— Due diligence investigation required of insurer before issuing stop loss policy for health benefit plan
S.D. Codified Laws § 58-33-106— Requirements for engaging in transacting of insurance by issuing stop loss policy
S.D. Codified Laws § 58-33-107— Written disclosures required before issuing contract for stop loss policy
S.D. Codified Laws § 58-33-108— Due diligence investigation required of preferred provider organization before contracting with offeror or provider of health benefit plan
S.D. Codified Laws § 58-33-109— Defenses available to person who acts according to written advice of MEWA contact
S.D. Codified Laws § 58-33-110— Circumstances mitigating violation of §§ 58-33-102 to 58-33-108
S.D. Codified Laws § 58-33-111— Due diligence not required with respect to unassisted health benefit plan where not engaged in transacting of insurance
S.D. Codified Laws § 58-33-112— Documented supervision procedures and controls
S.D. Codified Laws § 58-33-113— Continuing education--Summary of supervision procedures and controls
S.D. Codified Laws § 58-33-114— Suspension or revocation of registration of preferred provider organization for violation--Other action to assure future compliance
S.D. Codified Laws § 58-33-115— Inapplicability to joint powers agreements
S.D. Codified Laws § 58-33-116— Inapplicability to arrangements not issued to person in state or solicited in state
S.D. Codified Laws § 58-33-117— Definitions
S.D. Codified Laws § 58-33-118— Solicitation or sale of life insurance or annuity to active duty service member
S.D. Codified Laws § 58-33-119— Certain solicitations and sales excluded
S.D. Codified Laws § 58-33-120— Education of members of armed forces in accordance with Department of Defense instruction permitted
S.D. Codified Laws § 58-33-121— Certain advertisements and marketing exempt--Face-to-face meetings not exempt
S.D. Codified Laws § 58-33-122— Life insurance solicitation practices on military installation considered false, misleading, deceptive, or unfair
S.D. Codified Laws § 58-33-123— Insurer practices using armed forces personnel or programs considered false, misleading, deceptive, or unfair
S.D. Codified Laws § 58-33-124— Additional practices using personnel, services, or programs of the armed forces or depository institutions considered false, misleading, deceptive, or unfair
S.D. Codified Laws § 58-33-125— Misleading as to endorsement, sponsorship, or recommendation by armed forces or government agency considered false, misleading, deceptive, or unfair
S.D. Codified Laws § 58-33-126— Using the credited interest rate as net return or misrepresenting mortality costs considered false, misleading, deceptive, or unfair
S.D. Codified Laws § 58-33-127— Practices regarding Servicemembers' Group Life Insurance or Veterans' Group Life Insurance considered false, misleading, deceptive, or unfair
S.D. Codified Laws § 58-33-128— Certain disclosure practices considered false, misleading, deceptive, or unfair
S.D. Codified Laws § 58-33-129— Certain additional life insurance sales practices considered false, misleading, deceptive, or unfair
S.D. Codified Laws § 58-33-130— Promulgation of rules
S.D. Codified Laws § 58-33-131— Employer insurance assistance program defined
S.D. Codified Laws § 58-33-132— Construction with statutes regarding rebates, discounts, and special advantages
S.D. Codified Laws § 58-33-133— Employer insurance assistance program offerings to be in writing--Certain monetary payments prohibited
S.D. Codified Laws § 58-33-134— Promulgation of rules for employer insurance assistance programs
S.D. Codified Laws § 58-33-135— Unfair or deceptive practices by pharmacy benefits manager
S.D. Codified Laws § 58-33-136— Value-added products or services not discriminatory--Description
S.D. Codified Laws § 58-33-137— Value-added product or service--Permitted as pilot or testing program--Notice to division
S.D. Codified Laws § 58-33-138— Value-added product or service--Permitted raffles or drawings described
S.D. Codified Laws § 58-33-139— Inducement and certain language in advertising prohibited
S.D. Codified Laws § 58-33-140— Value-added product or service--Promulgation of rules